Many immigrants in Norway send money to relatives in their countries of origin. Such remittances are of great importance to many developing countries. How the money is sent is important for several reasons. First, it affects the cost, and thus how much money reaces the recipients. Second, the choice of transfer mechanism can influence the wider benefits of remittances to the receiving society. Third, the transfer of money is goverened by Norwegian laws and regulations.

It is not always easy to know how money can be sent in the best or cheapest way. This web site contains information about the different money transfer mechanisms that exist in Norway. The information is provided by the International Peace research Institute, Oslo (PRIO), and is independent of the commercial interests of particular service providers.

The information on this web site is based on a market survey conducted during the spring and summer of 2007. This web site is a means for making the results of the project more widely available. The project was of limited duration, and the web site will therefore not be updated. The information is useful for increasing awareness of the strengths and weaknesses of different transfer mechanisms, but consumers should not use a particular service solely on the basis of information provided on this website.

Sendepenger.no contains an overview of different transfer mechanisms, specific advice to immigrants and service providers, country-specific information, and links to knowledge about remittances. The most comprehensive information is found in the market survey report itself.